• August 01, 2023

1. What is the name of your profession (position)? To be honest, I made up my own position. She called herself a loan specialist (similar to bank employees). It could be simpler - an inspector in a pawnshop, but I don't like the word "acceptor". 2. What is your job and what are your responsibilities? Our pawnshop is designed for wealthy people with temporary financial difficulties, so I need to be able to evaluate a variety of collateral. The pledge can be a piece of jewelry that needs to be checked for authenticity, and household appliances, and fur products. In addition, we accept real estate and cars as collateral, which also need to be assessed. This is where my banking experience comes in handy. 3. What education is required to get your position? I have a higher economic education with a degree in Finance and Credit, which is necessary. 4. Describe your working day. So far, the pawnshop has just opened, and there is a lot of free time. The working day begins with checking the cash register left by the partner. Next, I look through all the borrowers for delays, if necessary, I call those who have delayed the payment. The rest of the work consists of consulting by phone and in person. It happens that the phone rings constantly, and people come one after another, and it happens that you sit alone all day. 5. How comfortable are your working conditions (all day outside, or in the office with a cup of coffee)? The employer has created all the necessary conditions for work. We have a computer with unlimited Internet access, a place for eating, and a music center. In the future, they plan to install a TV. Security was taken care of no less - several cameras and a quick call button for security were installed. 6. What do you like most about your job? I do not have time to get bored of communication, people constantly come in with various problems that I try to help solve. My job gives me the opportunity to do my own thing, in parallel with the performance of the main duties. In addition, the two-by-two schedule does not allow you to get very tired. 7. What do you dislike most about your job? Still, while there are not very many people, and the working day is long, if there is no work, then you can get bored. 8. If it's not a secret, what is your salary level (is it enough to write whether you are satisfied or not)? The level of wages is low, at the level of the average for the city in the current crisis. But, if the business goes, the salary will be raised. Again, this is for 15 business days per month. 9. Describe your team, what kind of people work with you? Only a security guard works with me, there is also my shift, well, the director. The team is small. 10. What human qualities do you think are most important in your business? It is necessary to be sociable, polite and tactful, because people do not come to the pawnshop because of a good life, and I try to support them. But you also need to be tough enough to refuse to accept an illiquid pledge and indicate a knowingly low price of the pledged thing. 11. Work yesthere are additional opportunities for me (everything that gives you a job except money, from self-expression and communication with interesting people to the opportunity to visit different countries). My work gives me invaluable experience as an appraiser, which can be useful to me both in my future work and in life. Now I know exactly how not to make a mistake in choosing gold or a fur coat. And, of course, I have enough free time to do something else. 12. Do you have the opportunity to evaluate your work on a five-point scale, what grade would you give? I would rate my work a solid 4. 13. Why did you choose this job? In a crisis it is difficult to find a job in a bank, but here I have experience as a loan officer. In addition, I am satisfied with the schedule and salary level. The adequacy of the leader is also a very important plus. 0